Referral Countries, Activities and Country Information

The University's insurance broker has a global trade sanctions policy which must be followed. Under the terms of this policy, activities which have a connection to certain countries or regions automatically have to be referred to their legal/compliance teams. Similar processes are in place for Insurers, who must also follow their own internal procedures.

The following are countries with trade sanctions and require referral to the insurer in order to arrange cover. This is done through the online application process.

• Crimea (Ukraine)
• Cuba
• Iran
• Syria
• Sudan
• North Korea

Additional premiums may also apply.

The following are high risk activities which require referral to the Insurance Office in order to arrange cover:

• Aviation Risks/Piloting/Aircrew
• Off Shore Activities, Trawler men/women, Fish Farming, Merchant Shipping and Ships Crews
• Mining Risks
• Police/Fire/Ambulance services
• Foresters/Sawmills/Tree Surgeons
• Abattoirs and Slaughter Houses
• Travellers over the age of 80 (cover restrictions may apply)
• Travellers participating in dangerous/winter sports

Additional premiums may also apply.