Cover Information and Exclusions

The cover information and exclusions below are not an exhaustive list and should be read in conjunction with the information contained within the insurance webpages and the Confirmation and Summary of Cover (PDF).

  • Worldwide cover
  • Unlimited travel period
  • Cover for pre-existing medical conditions is included provided the guidance on arranging insurance is followed.
  • Carrying large amounts of cash outside the UK is discouraged, however, where there is no alternative, cover for personal cash can be included. This is subject to appropriate and adequate risk assessments having been completed and cash being specified on the insurance application form where £500 or more is being taken.
  • Personal items whilst travelling in your home country are only covered where travel is outside of your home overnight and where they are not covered under your home insurance cover.
  • The University does not prohibit the use of Airbnb; the risks related to the accommodation should be assessed in the usual way.

  • The standard policy excess of £50 per person (increased to £100 when travelling for more than 364 days).
  • Recreational travel which falls outside of incidental personal time.
  • Costs incurred due to an airline or carrier entering into administration or liquidation.
  • Cover for family members.
  • Traveling against the advice of a qualified medical practitioner or occupational health.
  • Departmental contents i.e. departmentally owned equipment/laptops.
  • When travelling to your home country, emergency repatriation, cancellation cover and medical expenses (where you are eligible for state health care).
  • Any loss incurred as a result of travel documents/visas not being issued in time.
  • Routine medical examinations, including vaccinations and the issue of medical certificates.
  • Any expenses or losses which are recoverable from any private medical insurance policy.

Contact us

 : Finance Division
      University of Oxford
      23-38 Hythe Bridge Street

      Oxford OX1 2ET


 : Buildings, Contents and Liability - 
       01865 (6) 16012
       Motor, Travel and Engineering -
       01865 (6) 16078

 : Oxford Mutual Ltd
       Finance Division,
       University of Oxford
       23-38 Hythe Bridge Street,
       OX1 2ET
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