HIGH RISK COUNTRIES
The following are high risk areas and require referral to the insurer in order to arrange cover.
In alphabetical order:
- Afghanistan
- Antarctica
- Belarus
- Crimea
- Gaza
- Israel
- Iran
- Iraq
- Lebanon
- North Korea
- Russia
- Somalia
- South Sudan
- Sudan
- Syria
- Ukraine
- Venezuela
- West Bank
Additional premiums and cover restrictions may also apply.
TRADE SANCTIONED COUNTRIES
The University's insurance broker has a global trade sanctions policy which must be followed.
Under the terms of this policy, activities which have a connection to certain countries or regions automatically have to be referred to their legal/compliance teams. Similar processes are in place for Insurers, who must also follow their own internal procedures.
The following are areas with trade sanctions and require referral to the insurer in order to arrange cover.
In Alphabetical Order:
- Belarus
- Crimea
- Cuba
- Iran
- North Korea
- Russia
- Sudan
- Syria
- Ukraine
- Venezuela
Please note that in some circumstances trip duration limits (max 60 days) and/or additional premiums may also apply.
HIGH RISK ACTIVITIES AND WINTER SPORTS
The following are high risk activities, and winter sports which require referral to the Insurance Office in order to review and arrange cover:
- Aviation Risks/Piloting/Aircrew
- Diving (below 30 metres depth)
- All sub sea work
- Off Shore Activities, Trawler men/women, Fish Farming, Merchant Shipping and Ships Crews
- Mining Risks
- Police/Fire/Ambulance services
- Foresters/Sawmills/Tree Surgeons
- Abattoirs and Slaughter Houses
- Travellers over the age of 80 (cover restrictions may apply)
- Travellers participating in dangerous/winter sports
This list is not exhaustive and is subject to amendment. Additional premiums may also apply.
Please contact Insurance Office if there are any queries.