Buildings and Contents Claims

Estimates for repairs are required as follows:
Estimated costs up to £1,000: 1 estimate
Estimated costs between £1,000 - £10,000: 2 estimates
Estimated costs between £10,000 - £20,000: 3 estimates

For claims of more than £20,000 a Loss Adjuster (independent claims inspector) may need to be be appointed - please contact the Insurance Team for this to be arranged.

Copies of estimates for the repairs/replacements should be forwarded to the Insurance Team when received. The Insurance Team and Loss Adjuster (if appointed) must approve estimates before work/replacement can proceed.

Throughout the required repair/replacements the department should liaise with the Insurance Team and Building Surveyor as necessary.
 

Please note that for building claims, claims are made on a reinstatement basis (i.e. there is no allowance for betterment).

Departments must pay the relevant invoices which should then be forwarded to the Insurance Team. It is important that the specific departmental coding details are provided, to enable the Insurance Team to journal the reimbursement to the correct account code.

Reimbursement will be made net of the standard £2,000 excess.