Estimates for repairs are required as follows:
Estimated costs up to £1,000: 1 estimate
Estimated costs between £1,000 - £10,000: 2 estimates
Estimated costs between £10,000 - £20,000: 3 estimates
For claims of more than £20,000 a Loss Adjuster (independent claims inspector) may need to be be appointed - please contact the Insurance Team for this to be arranged.
Copies of estimates for the repairs/replacements should be forwarded to the Insurance Team when received. The Insurance Team and Loss Adjuster (if appointed) must approve estimates before work/replacement can proceed.
Throughout the required repair/replacements the department should liaise with the Insurance Team and Building Surveyor as necessary.
Please note that for building claims, claims are made on a reinstatement basis (i.e. there is no allowance for betterment).