Buildings Insurance

*** For temporary building closures in relation to the current Coronavirus situation, please refer to Zurich's website for guidance ***

https://www.zurich.co.uk/business/coronavirus/risk-management

Their latest guidance document can be found by clicking here .

When a building becomes unoccupied there is an increased risk of incidents occurring and damage going undiscovered through for example breaches in security, theft, arson, flooding (e.e. burst pipes) etc. As a result the Insurance Office is required to notify the Insurer of all property unoccupied for a period of 30 days or more. In addition the University's property insurance policy includes a clause detailing requirements that must be met in the event that a property is unoccupied.

Cover will not operate in the event of an incident if notification of the unoccupied building is not provided to the Insurance Office or if any of the requirements are not met.

Please see the following documents for further information:

• Unoccupied Buildings Insurance Procedure and Notification Form (DOC)
• General Protection of Unoccupied Buildings(DOC)

Notification should be made to the Insurance Office of all new buildings purchased or constructed, with details of the insurance replacement value.

Notification should be made to the Insurance Office of all capital refurbishment projects prior to commence in order for insurance cover to be arranged for the works.

Notification should then be made to the Insurance Office of the completion of the works with details of the revised insurance replacement value.